Do All Car Insurance Companies Provide SR-22 Insurance?

An SR-22 insurance policy is not a mandatory requirement in every state, however if you move from a state that carries this law into one that doesn’t require an SR-22, you still must abide by the first state’s laws. In order to first obtain SR-22 insurance, you must purchase it from an authorized insurance company. The only problem with this is that not every insurance company will issue an SR-22 filing.  There is an enormous amount of extra paperwork required from both the company and the agent. Quite frankly, they can be too busy and do not deem an SR-22 worth the time to issue.  So, to answer your question, not all car insurance companies offer SR-22.

If you currently have insurance at a company and then find yourself without a license due to numerous traffic violations or DWI charges, there is a possibility that your insurance company may cancel your policy. They do check individuals driving records every 1 to 3 years and update any information that they uncover.

A substantial amount of time can be wasted trying to locate an agency that will issue an SR-22 policy. In a quest to obtain SR-22 insurance quotes, you may find yourself driving for several hours around the city only to be turned away from one agency and another. The other option is to call, but then again, you are wasting time trying to find an SR-22 insurance company that may or may not exist. Either you waste gas driving around or waste time calling around.

So how do you go about securing affordable SR-22 insurance? The most convenient and efficient way is to search online for companies that can offer this service at a reasonable price. Many websites will provide a list of various SR-22 insurance companies, and you will be able to peruse these to find the most affordable price that works for you. Often you will have literally hundreds of choices to pick from, so take the time to compare quotes from a few different companies to ensure you are getting the cheapest SR-22 insurance rate.